A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about... more
In our final episode of the year, I converse with author and data scientist Coco Krumme about the benefits and... more
How asset class returns move in cycles with periods of above-average returns followed by periods of lower returns. How has... more
What are the tangible and intangible factors that have contributed to long-term U.S. stock market outperformance compared to the rest... more
Why has there been renewed interest in nuclear power generation in the last couple of years, and how can we... more
We explore what strategy and systems are and how we craft and change them. We consider how investment strategies and... more
In the 500th episode of Money for the Rest of Us, we focus on the S&P 500 Index. How has... more
We explore eight things that contribute to a healthy, growing economy and where Cuba and Argentina have fallen short. Topics covered... more
In episode 498, David shares how his investing has changed over the past ten years and lessons you can apply... more
Why 401k and other defined contribution schemes are flawed, leading to a generation of workers unprepared for retirement. What are... more
Why we need distinct risk buckets: balancing our natural loss aversion with the allure of opportunities that offer the potential... more
This week on the podcast, we share excerpts from Plus episode 484 on ETF size and the impact of QE,... more
What does the Federal Reserve's policy rate cut mean for our portfolios? Will interest rates keep falling? What changes should... more
How do home equity investments, income share agreements, and music royalties work, and how can you participate? Topics covered include:How a... more
What caused the 40% price increase in houses and rents, and what are governments doing to try to fix the... more
In this episode, we explore the concept of optionality—how small, strategic decisions can lead to outsized rewards with limited downside... more
In Episode 491, we explore the five layers of investing, including which assets fit into each layer, and give examples... more
How do buyouts, venture capital, and growth equity work? Has private equity outperformed the stock market, and can individual investors... more
This week, we release one of David's favorite episodes from six years ago, Episode 203: Is Investing More Like Poker... more
In episode 489, we examine three factors that contributed to this week's big stock market declines, analyze whether a recession... more
What is the investment case for Ethereum, and what are the risks? A straightforward review of what ether and Ethereum... more
What we can monitor and do now in preparation for a 2030s depression, which may or may not arrive. Topics covered... more
Gambling in the stock market is increasing, with most traders losing money while generating billions of dollars per year for... more
Buffer ETFs protect against the downside while capping the upside. We examine them closely to see if they are worth... more
Seven ways to increase the odds of living long into your retirement years (if you choose to retire). Sponsors Monarch Money –... more
Millions of fintech app users have lost access to their cash. In this episode, we explain why this happened and... more
How a few high-impact successes drive up overall average outcomes in investing, business, and creative projects. How to harness positive... more
Why are homeowners seeing home insurance premiums increases of up to 70%, as David has? What can you do if... more
Why stock, ETF, and bond trades are optimized to settle in less than a day, allowing investors quicker access to... more
In part three of our national debt masterclass, we share a simple debt dynamics formula we can monitor to help... more
In part two of this national debt series, we explore how households and businesses, including commercial banks, can choose not... more
In part one of this three part series, we consider why a country that issues debt in its own currency... more
Why global small-cap stocks have underperformed large-cap stocks and will the trend continue? The investment case for allocating to global... more
It is not normal to want prices to rise and currencies to lose their purchasing power. We look at the... more
Some analysts suggest that now is an incredibly attractive entry point to invest in emerging market bonds. We look at... more
In this conversation with financial advisor Josh Jalinski, David shares his views on constructing and benchmarking portfolios, factor investing including... more
Why most households are in better financial shape than prior to the pandemic, but remain frustrated at their lack of... more
How to use covered call and buy-write strategies to generate income while understanding the risks and having realistic return expectations. Topics... more
A primer on how the economic engine works through coordination between savers, investors, consumers, producers, governments and banks. How hoarding... more
Berkshire Hathaway doesn't pay a dividend, its cash pile keeps growing, and Buffet says it's gotten too big to make... more
Japan's stock market recently exceeded the all-time high first set in December 1989. That's 34 years of zero price appreciation... more
How the ETF market is changing, why ETFs should be your preferred investment vehicle, and how to analyze ETFs to... more
Stocks that grow their dividends have outperformed non-dividend-paying stocks over the long-term, but not in the past 5, 10, and... more
Humans are wired to feel regret. Here's how to learn from financial regret to become a better investor. Topics covered include:What... more
Professional investors and other market participants are lousy at forecasting interest rates. Here are three more options to lock in... more
With cash yields expected to fall, here's how you can keep your portfolio income elevated by purchasing longer-term individual bonds... more
We explore reasons for buying Bitcoin using one of the new Bitcoin ETFs. We also consider the risks. Topics covered include:Why... more
The intricate dance between profession, risk, lifestyle, and luck in determining how net worth grows. Topics covered include:The various factors that... more
The pros and cons of investing your retirement assets 100% in equity, including half in international stocks. Why the 4%... more
We close out 2023 by answering your questions on active vs passive management, market timing, investing for status, what we... more
Do the impressive returns in public and private markets stem from strategic financial engineering or reflect actual economic growth?How corporate... more
One year after the release of ChatGPT, we explore the positive and negative paths AI could take and what individuals... more
In this bonus episode, David visits with Bill Yount and Becky Heptig of the Catching Up to Fi podcast in... more
What are the economic and cultural benefits of tourism. What are the downsides to too much tourism. How to find... more
What are the pros and cons of partially funding retirement expenses with an inflation-indexed bond ladder versus an immediate annuity?... more
We discuss ten rules of thumb for individual investors to consider when saving and investing for and in retirement.Don't use... more
Interest rates have been sliding for seven centuries. Dive into the historical forces driving this trend and examine whether the... more
Why investing in non-investment grade bonds, leveraged loans, and preferred stocks is potentially more compelling than investing in common stocks... more
Our allocation to risky assets should vary based on the expected return, volatility, risk aversion, and how much we can... more
We explore six impacts of higher interest rates on housing, capital projects, stock buybacks, excess returns for stocks, bonds, and... more
What are the economic and financial system early warning signs that we should heed rather than get caught up in... more
Why you might want to lock in higher yields now, given real interest rates are the highest they have been... more
David shares how thieves recently tried to smash and grab his luggage from his car while he was still inside... more
How to balance saving, investing, and spending for a fulfilling life. Why you will probably reach your peak net worth... more
Three additional insights to help you confidently invest in fixed income. First, what are the different measures of bond yields,... more
How badly has China's stock market performed except for one remarkable decadeWhat are the economic and governance factors that contributed... more
From raging wildfires to devastating floods, how are these natural events reshaping our financial landscape? What if anything, should we... more
We share five things we have learned about stock index valuations, earnings, currency, and why value investing isn't dead. Topics covered... more
Given climate change and other risks, how should you invest for the next forty years? Topics covered include:What predictions from the... more
In 2005, Congress debated giving U.S. workers private savings accounts to invest their Social Security contributions in the stock and... more
How to mitigate the risk of investing on crowdfunding platforms where there is little transparency on the underlying financial health... more
AI models like ChatGPT could lead to massive productivity gains, accelerated economic growth, and higher stock returns. Here's how to... more
Camden and Bret sit down with Ramit Sethi, host of Netflix’s hit show, “How to Get Rich”, author of the... more
How to create and sustain a life of freedom and happiness you don't want to retire from. Topics covered include:What are... more
We review the performance and investment prospects for carbon, SPACs, silver, convertible bonds, and frontier markets. Topics covered:What has been the... more
How to decide whether to rent a house or apartment or purchase a home or condo. What has been the... more
Why equity real estate investment trusts should be part of your investment portfolio despite the office sector's struggles. Topics covered include:Why... more
What are the grave consequences if the U.S. debt ceiling isn't increased and the government defaults? What would the Federal... more
Does there need to be a loser for every winner when it comes to investing and economic growth? Topics covered include:What... more
Why you should allocate a small percentage of your assets to gold. Topics covered include:What is money, and how does gold... more
How we measure wealth, riches, abundance, and well-being is more important today than ever. Topics covered include:How late 18th century philosophers... more
Camden and Bret sit down with Ramit Sethi, host of Netflix’s hit show, “How to Get Rich”, author of the New York... more