I’ve long entertained a logistically untenable fantasy of picking up and moving my life to Copenhagen for a season. Today,... more

Rich Girl BT wrote in saying, "We talk more money with friends—but once they know the salary, they'll hold it... more

The world of status symbols and all their various manifestations (“quiet luxury,” “stealth wealth,” and even conspicuous dressing down as... more

“Tax drag” can hold your money back from reaching its fullest potential—what is it, how does it work, and what... more

Writer Elise Loehnen (“On Our Best Behavior”) joined me to explore how our money stories make us spend, work, and... more

We're always told how expensive children are once you have them—but how do you prepare for them financially before they're... more

You know them, you love them, and you probably own them—but do you understand them? By “them,” I mean exchange-traded... more

A recent Bloomberg Opinion piece said, "Your 401(k) will be gone in a decade," sounding off alarm bells in the... more

If you've ever waded into personal finance content, you’re probably familiar with lifestyle creep. It gets a lot of airtime... more

We've got some range for you today: Dissecting the recommendation to spend 30% on your housing (and if it's outdated),... more

If the entire US economy were worth $1,000, a few of those dollars would be driven by music and movies.... more

If your loved one keeps making bad money decisions, should you intervene? And if so, what’s the best way to... more

Most of our listeners probably know they should be involved in the ~marital finances.~ But very few people, it seems,... more

Rich Guy Gavin asks, "Is the 15-year mortgage worth it?" Plus, given how few people can afford them nowadays, Katie... more

The Simple Path to Wealth by JL Collins is financial independence canon. The premise boils down to elegant simplicity: Spend 50%... more

Rich Girl Liz H. wanted to know: "How do I know if I'm too 'liquid?'" Chances are, you probably do... more

Low-wage work is more prevalent in the US than any other high-income nation—and we've essentially seen 50 years of stasis... more

An Austrian heiress made headlines when she announced she would let 50 strangers decide what to do with $27M USD... more

The abuse of prescription drugs on college campuses has skyrocketed in the last 10 years—and by extension, so too has... more

What can you write off from your side hustle? Should your business be an S Corp? What's the best retirement... more

Tune in to this episode of BOSSY, the other podcast I host with entrepreneur Tara Reed, of Apps Without Code.... more

I’m going out on a limb today to say: No, I don't think “high interest rates” are the problem in... more

Many of you wanted to know: What deductions can I look into to lower my tax burden if I’m not... more

The decision to negotiate even once creates an economic ripple effect in your life that researchers found means retirement up... more

Trying to plan a group trip with friends who make wildly different incomes? We got you—here are Katie and Henah's... more

Comparison is human nature, so trying to prevent yourself from noticing all the success portrayed in your feeds and social... more

Dozens of you asked: Is it time to graduate from tax programs like TurboTax to a CPA? We bring in... more

In September 2022, I made the decision to quit drinking alcohol altogether. Now, I'm looking back at the last 15... more

Rich Girl Elyssa asks, "What should I do with a year-end bonus?" Katie and Henah chat through the two buckets... more

When is it time to start working with a financial professional? Do you ever need to hire one? And, maybe... more

Rich Girl Sierra S. asks, "Is it worth paying a roboadvisor fee to get the benefits they offer, especially if... more

We all love trying to better ourselves, but sometimes that drive can come at the expense of contentment. Is it... more

There are so many benefits to booking travel in advance: psychologically, logistically, and financially. What's the best way to do... more

Let's talk about the many hacks for HENRYs and HENRIETTAs to move from high incomes into high net worths. We'll... more

As of May 2023, more than a trillion dollars worth of 401(k) assets were left behind by former employees. Here's... more

“Miss Gatti, are you traveling?” was the phrase that began one of the most stressful financial sagas of my life.... more

Rich Girl Jen W. asked: "How can I host friends on a budget?" Katie and Henah share their best tips... more

I'm not superstitious, but I am a little stitious—thanks to the goal-setting exercises we're doing in today's episode. I started... more

More than 50% of American adults surveyed by The Motley Fool used "Buy Now, Pay Later" in 2021 and 2022—it's... more

America has defaulted to the 40-hour workweek for nearly 90 years. But why do US employees work more than any... more

If you've got a W-2 job and earn 1099 income, there are some worthwhile opportunities to consider in order to... more

If you’re a regular listener, you probably know that we already did an “ultimate” Traditional vs. Roth 401(k) episode this... more

Credit cards, lines of credit, student loans—debt is a normal part of life. How should we prioritize our debt(s), and... more

When I first learned about personal finance, I was all about FI/RE (financial independence, retire early). But then came along... more

If you could supercharge your kid’s future with thousands of dollars, would you? We share one investing hack that can... more

Join us for this investigative deep dive into the state of public educator salaries in the US. Does it pay... more

If Katie could only recommend 3 books to the Rich Girl audience, which would she share? Katie and Henah talk... more

Live for free! Okay, maybe not free—but house-hacking, or buying a property that you plan to live in and rent... more

What is Money with Katie behind the scenes really like? We compiled all your submitted questions from Instagram, and Katie... more

“Sugar dating” is a resurgent phenomenon on social media right now, and rumors coming out of the dating app Tinder... more

Should you combine all your finances upon marriage? Is there a case for keeping them apart? We brought in the... more

Everyone says the first five years of your kid’s life will be the most expensive. But do things really get easier?... more

Rich Girl Allyson T. asks, "What effect does shopping small businesses have on our wallets? What about the small business... more

Today, we’re making the personal and professional case for some extended time off. Who needs a sabbatical, and most importantly,... more

Rich Girl Meredith asks, "I’m interested in taking the plunge and starting a side hustle, but it seems like there... more

2023 has been a year of soaring prices and rising inflation rates. In tough markets like today’s, fixed-income maturities can... more

I recently read an r/personalfinance post about someone's financial position: "I have $5,000 in a 401(k), about $10,000 in my... more

Rich Girl Laura V. asks, "How would you recommend strategically investing for retirement if you don’t have access to an... more

Women and men can have very different lived experiences when it comes to money. We talk through what some of... more

In 2021, high school boys on TikTok were pumping meme coins and discovering (then misapplying) the concept of exponential compounding.... more

After purchasing a home, listener Ryan says they now regret it and miss the cash cushion they used to have.... more

I invested in a startup for the first time as an angel investor, and, honestly, the process was…strange. While public... more

There's a lot of financial advice out there about what to do in your 20s—but what about your 30s? We... more

Today we're venturing into the world of taxable investing—aka flexible money you can access at any time. How do we... more

Would you rather owe the IRS come tax szn or get a fat refund? There are pros and cons to... more

Why does the wage gap persist, despite both legislation and a cultural shift that encourages women to participate in the... more

One aspiring Rich Girl asked what to keep in mind for long-distance moving—and since Katie and Henah both moved 1,000+... more

There are a few key phrases, online tools, and strategies that are key to unlocking this intentionally opaque industry—so we're... more

The moratorium on student loan payments will expire starting September 1st, but there's also a new program to be aware... more

Today's episode throws it back to a concept I first wrote about several years ago: The Hot Girl Hamster Wheel.... more

One reader notes: Back in the 80s and 90s, marketing reached us via malls and television. But today, it's as... more

We recently did a Rich Girl Roundup on how to talk money with aging parents, and the response for a... more

Got friends or family interested in investing but don't know where to start or are scared of the risk? Katie... more

The biggest money question we have is usually: How do I enjoy my life now and plan for enjoying it... more

You're out with friends and only order a $10 salad and water. Meanwhile, they each get expensive entrees and drinks.... more

The only thing worse than a post-pandemic rental market? A post-pandemic buyer’s market. I sat down with Zillow’s Head of... more

Does "ethical landlordship" exist, and if so, what does it look like? What are the bigger questions or factors at... more

If we have access to more convenience than ever before, why does life still feel so frenetic and busy? Achieving... more

Listener Jamie F. posed the question: "What is deservingness? How does the idea of having 'earned it' play into our... more

Ignore the advice to buy and hold at your own peril. This research-rich deep dive unpacks the ways in which... more

How do I transition my long-term brokerage account to a shorter-term savings goal, like a house? That’s the question we’re unpacking... more

One in six people globally is affected by infertility—and that means getting pregnant can be expensive. Today, we'll talk about... more

We spend nearly a third of our days at work, and our benefits there—like access to retirement accounts and time... more

Mr. Beast might make $50M a year...but how much does the average influencer earn? Which platform lends itself most readily... more

What even is a pension? How can it affect my savings goals for retirement? And is it really guaranteed? Welcome back... more

Yes, I did spend that much money on my dog, Georgia aka Beans. But before you jump to conclusions, it... more

To CD, or not to CD…that is the question Henah and I are breaking down this week. When yields are... more

As a society, we now pit "anti-work" against "grindset mentality"—but we might actually be in a stage of self-defeating overcorrections... more

One listener writes in that her retirement accounts haven't really grown over the past few years—so what's a Rich Girl... more

How can money make your life better? More fulfilling? Happier? To answer the question, I invited a very special guest on... more

Our episode on the myth self-made millionaires (linked below) stirred up quite the conversation online—Katie and Henah chat through a... more

Today, we're breaking down every. single. aspect. worth considering when you’re deciding between Traditional and Roth contributions in your 401(k),... more

Sometimes we all need a little nudge to make the best financial decisions for ourselves. In this week's episode, Henah... more

Rich Girl Taylor Kay Phillips is spilling all the tea on the Hollywood writers' strike—and giving us the inside scoop... more

Join us this week for a frank discussion about the things we wish we wouldn't have bought—and the stuff we... more

I’m so proud of the work the team did to develop and produce this episode. Typical personal finance advice works... more

What advice would we go back and tell ourselves in our early 20s, and how has our perspective on money... more

CARDS MENTIONED IN THIS EPISODE, IN ORDER: http://www.moneywithkatie.com/2023travel If you’ve ever wanted to take a more intentional approach to your credit... more

Whether you receive an inheritance or win the lottery, they can both be treated like receiving new income. Katie and... more

“Dude, why is being alive so expensive?”—an actual sentence I said aloud to Henah back in January when my dog... more

A listener asks, "How can I plan for my parents' later years in life, and how can I start that... more

When Amazon Prime dropped the LuLaRich documentary in 2021, it was one of the first times the population at large got to... more

Understanding credit can be tricky—but it's an invaluable part of our financial toolboxes since it affects our ability to buy... more

Bill Bengen, who established the 4% safe maximum withdrawal rate (the rule on which most of financial planning relies), is... more

Whether it's for tuition expenses or weekly allowances, Katie and Henah chat through short-, middle-, and long-term strategies on saving... more

“Luck” is where opportunity meets preparation, right? Fantastic financial outcomes are the culmination of a lot of factors coalescing in... more

One reader asks when is going to "off-brand" providers worth it (i.e., switching to Mint Mobile from a legacy provider,... more

In a hyper-individualistic culture, it can feel like all the important parts of your life are at odds with one... more

Katie's husband Thomas has been an active-duty US Air Force JAG since 2021, and we've received many questions over the... more

If you think you may be affected by a potential recession or upcoming layoff, we’re running through the best tips... more

It’s estimated that one in every four American 20-year-olds today will experience a disability before they turn 67, but a... more

Tackling finances with your partner can be tricky: What if one of you earns substantially more? What if you have... more

Retirement is a new concept in human history, but the way we fund retirement is even newer. After all, the... more

"What if my dream job isn't lucrative? Is it worth finding something better or is it more valuable to stick... more

Short-term capital gains? Qualified dividends? Tax loss harvesting? Strap in, people, we’re taking a cruise down the chocolate river of... more

Today's rental market is a bit...complicated to navigate. Will apartment prices go up or down? How can we find options... more

The number of young adults living at home crested at 52% in July 2020, the highest number ever recorded (the... more

We often hear about side hustles as a "necessary" thing, but are they really? Katie and Henah chat through how... more

One of the trickiest things about investing in retirement accounts is that by the time you know how much you... more

One reader asks: When is the cost of college worth it, given the high costs of tuition? Katie and Henah... more

It’s a bit of a trope that the millennial generation has had a rough go of it, economically.  After experiencing the... more

"Work-life balance in your 20s is an easy way to guarantee a mediocre career." After seeing a tweet that made this... more

From a controversial billionaire’s new title to lawsuits and arrests galore, 2021’s “Golden Age of Grift” (as dubbed by Jack... more

Understanding the "points system" for credit card rewards can be confusing. But it doesn't have to be! Here's how Katie... more

Whether you’ve got access to an ESPP (Employee Stock Purchase Program) at work and aren’t sure if it’s worth your... more

When should I prioritize giving back alongside my long-term financial goals? Should I do lump sum or space it out... more

This 20-minute rundown is about an (accidental) three-year study I ran on myself.  Back in 2020, I was subjected to hours... more

One listener asks, "How do we navigate money conversations with Boomers who still are stuck on age old concepts of... more

21-year-old high school dropout Emma Chamberlain earned $12 million in 2021. How’d she do it? Glad you asked. She’s a... more

One listener points out that we're prompted to tip everywhere nowadays, including in clothing stores. Should we be tipping every... more