Finance bros are out, #RichGirls are in. Join Money with Katie and her guests for conversations about where the economic, cultural, and... more
The recent coverage around the healthcare industry from major media outlets has left me...wanting. So given this news cycle, I... more
"Who can afford all these $75,000 Ford F-150s?" asked Rich Girl Ally—so we decided to dive in. We're looking at... more
In 2019, I read Ramit Sethi’s bestseller I Will Teach You to Be Rich for the first time—and it was... more
Rich Guy Ryan's girlfriend just got a raise, and they're interested in opening an IRA for her to begin investing—but... more
How have the last 40 years of American history—starting from the Reagan era—delivered us to where we are today? Today,... more
Every year, we share the books that gave the Money with Katie team a new perspective or changed our minds... more
Financial independence calculators allow us to understand the path we’re on—so we can either feel good about proceeding, or get... more
Rich Girl Lauren lives in an expensive city, and her parents are offering her some money—but she only gets the... more
At her career’s height, Lacy was earning more than a million dollars per year (!) as an executive at a... more
In this week’s Rich Girl Roundup, Cassie asks what financial considerations she should discuss with her long-term partner and co-parent.... more
In our "money dysmorphia" episode, a theme emerged that I wanted to revisit: Money anxiety increasing with income, not decreasing.... more
In this week's Rich Girl Roundup, Rich Girl Kelly S. asks, "Any resources for using a job offer to leverage... more
If you’ve ever found yourself feeling skeptical about capitalism (or the idea that its current iteration is the best and... more
"I'm going to retire early, but my husband isn't. How do we approach our separate finances in early retirement?" asks... more
See why we’ve been named one of the top personal finance podcasts by US News and have nearly 10 million... more
For the first time ever, we're updating an episode we did back in 2022, all about money management systems. I’m... more
One listener reached out to ask, "If I know I'm getting an inheritance, how can I ask my parents for... more
We unquestioningly repeat the knowledge that index funds are the easiest way to “passively” build wealth. But what happens when... more
Traditional retirement advice often suggests balancing stocks and bonds as you near retirement—but as two Rich Girls pointed out, bonds... more
If we’re talking about negotiating for higher income without talking about labor organizing, we’re outright ignoring one of the most... more
Listener Andrea shared a story that inspired this week's RGR: "I can't stop thinking about how my mom got screwed... more
I wanted to share the three numbers that I believe have the most impact on your life, so I invited... more
One listener writes in, "I have my HYSA, my 401(k) plus employer match, a Roth IRA, and now am saving... more
We had JL Collins, the Godfather of Financial Independence, on the show earlier this year, and there was one question... more
The FI/RE movement has picked up a lot of steam in recent years, but as one listener asks, how does... more
Some of you recently shared articles about the so-called “birth rate panic,” pointing out that the intersection of economic policy... more
Many of you have asked: “How the heck do I make it work on a single income? What can I... more
Depending on the source, the average American buys between 1 and 1.3 new pieces of clothing every single week—and consumption... more
On this week’s special Rich Girl Roundtable with Berna Anat: Traditional financial advice isn’t “one size fits all,” and that’s... more
Life insurance is a notoriously scammy industry, made more confusing by the fact that there are legitimate forms of life... more
It's possible you might already have enough saved up for retirement, thanks to the power of compounding—a phenomenon in the... more
A few weeks ago, I asked you all if the concept of "disordered financial behavior" resonated with you—and the response... more
In this week's Rich Girl Roundup, Katie and Henah answer the one prompt they often receive as two childless women:... more
Millennials are taking matters into their own hands with the dueling crises of housing unaffordability and loneliness…by buying houses together.... more
In this week's Rich Girl Roundup, we answer the age-old question: Should I prioritize putting money towards X or Y?... more
We got a “tip” back in March (all right, fine, it was Henah’s friend) that a major US employer with... more
In this week's Rich Girl Roundup, Rich Girl Carolynn responds to our most recent full episode on cognitive dissonance asking... more
While we’re technically in a bye week, we’re releasing a bonus episode with an unreleased portion of my conversation from... more
I recently wrote an article reflecting on the fact that an awareness of the systems you exist within can empower... more
For this week's Rich Girl Roundup: After a few Rich Gals wrote in looking for an update on our Hot... more
You might be saving too much for retirement, if you aren't factoring in Social Security. But Social Security is the... more
For this week's Rich Girl Roundup, Rich Humans McKynna and Jake wanted to know: "Will the election impact our finances?... more
There’s an expectation on women that we should be constantly striving to “have it all.” But as the pandemic laid bare,... more
On this week's Rich Girl Roundup: If you're dealing with chronic illness or mental health issues, how do you strike... more
We’ve all been there, roped into working with our uncle’s best friend’s financial advisor who charges a 1.5% fee for... more
On this week's Rich Girl Roundup: How do you navigate the world of dating as an aspiring Rich Person? When's... more
You might be familiar with the phrase, "In this economy?" But it turns out, there might be more than one... more
On this week's Rich Girl Roundup: "How do I overcome comfort spending?" and "How can I control stress shopping online?"... more
The idea that there’s someone out there who can “help you fulfill your dreams” and “reach your highest potential” is... more
On this week's Rich Girl Roundup: You can't go online these days without coming across an offer to "buy my... more
ESG (or “environmental, social, and governance”) investing has been one of the hottest financial trends in recent years. It promises... more
On this week's Rich Girl Roundup: How can you spend and save in a way that lets you maximize your... more
If you feel like everything from your vet bills to your favorite grocery store chains are getting worse at the... more
Bachelorette parties have morphed into weekend-long celebrations, potentially costing upwards of several thousands dollars a pop. And when you’re in... more
I’ve long entertained a logistically untenable fantasy of picking up and moving my life to Copenhagen for a season. Today,... more
Rich Girl BT wrote in saying, "We talk more money with friends—but once they know the salary, they'll hold it... more
The world of status symbols and all their various manifestations (“quiet luxury,” “stealth wealth,” and even conspicuous dressing down as... more
“Tax drag” can hold your money back from reaching its fullest potential—what is it, how does it work, and what... more
Writer Elise Loehnen (“On Our Best Behavior”) joined me to explore how our money stories make us spend, work, and... more
We're always told how expensive children are once you have them—but how do you prepare for them financially before they're... more
You know them, you love them, and you probably own them—but do you understand them? By “them,” I mean exchange-traded... more
A recent Bloomberg Opinion piece said, "Your 401(k) will be gone in a decade," sounding off alarm bells in the... more
If you've ever waded into personal finance content, you’re probably familiar with lifestyle creep. It gets a lot of airtime... more
We've got some range for you today: Dissecting the recommendation to spend 30% on your housing (and if it's outdated),... more
If the entire US economy were worth $1,000, a few of those dollars would be driven by music and movies.... more
If your loved one keeps making bad money decisions, should you intervene? And if so, what’s the best way to... more
Most of our listeners probably know they should be involved in the ~marital finances.~ But very few people, it seems,... more
Rich Guy Gavin asks, "Is the 15-year mortgage worth it?" Plus, given how few people can afford them nowadays, Katie... more
The Simple Path to Wealth by JL Collins is financial independence canon. The premise boils down to elegant simplicity: Spend 50%... more
Rich Girl Liz H. wanted to know: "How do I know if I'm too 'liquid?'" Chances are, you probably do... more
Low-wage work is more prevalent in the US than any other high-income nation—and we've essentially seen 50 years of stasis... more
An Austrian heiress made headlines when she announced she would let 50 strangers decide what to do with $27M USD... more
The abuse of prescription drugs on college campuses has skyrocketed in the last 10 years—and by extension, so too has... more
What can you write off from your side hustle? Should your business be an S Corp? What's the best retirement... more
Tune in to this episode of BOSSY, the other podcast I host with entrepreneur Tara Reed, of Apps Without Code.... more
I’m going out on a limb today to say: No, I don't think “high interest rates” are the problem in... more
Many of you wanted to know: What deductions can I look into to lower my tax burden if I’m not... more
The decision to negotiate even once creates an economic ripple effect in your life that researchers found means retirement up... more
Trying to plan a group trip with friends who make wildly different incomes? We got you—here are Katie and Henah's... more
Comparison is human nature, so trying to prevent yourself from noticing all the success portrayed in your feeds and social... more
Dozens of you asked: Is it time to graduate from tax programs like TurboTax to a CPA? We bring in... more
In September 2022, I made the decision to quit drinking alcohol altogether. Now, I'm looking back at the last 15... more
Rich Girl Elyssa asks, "What should I do with a year-end bonus?" Katie and Henah chat through the two buckets... more
When is it time to start working with a financial professional? Do you ever need to hire one? And, maybe... more
Rich Girl Sierra S. asks, "Is it worth paying a roboadvisor fee to get the benefits they offer, especially if... more
We all love trying to better ourselves, but sometimes that drive can come at the expense of contentment. Is it... more
There are so many benefits to booking travel in advance: psychologically, logistically, and financially. What's the best way to do... more
Let's talk about the many hacks for HENRYs and HENRIETTAs to move from high incomes into high net worths. We'll... more
As of May 2023, more than a trillion dollars worth of 401(k) assets were left behind by former employees. Here's... more
“Miss Gatti, are you traveling?” was the phrase that began one of the most stressful financial sagas of my life.... more
Rich Girl Jen W. asked: "How can I host friends on a budget?" Katie and Henah share their best tips... more
I'm not superstitious, but I am a little stitious—thanks to the goal-setting exercises we're doing in today's episode. I started... more
More than 50% of American adults surveyed by The Motley Fool used "Buy Now, Pay Later" in 2021 and 2022—it's... more
America has defaulted to the 40-hour workweek for nearly 90 years. But why do US employees work more than any... more
If you've got a W-2 job and earn 1099 income, there are some worthwhile opportunities to consider in order to... more
If you’re a regular listener, you probably know that we already did an “ultimate” Traditional vs. Roth 401(k) episode this... more
Credit cards, lines of credit, student loans—debt is a normal part of life. How should we prioritize our debt(s), and... more
When I first learned about personal finance, I was all about FI/RE (financial independence, retire early). But then came along... more
If you could supercharge your kid’s future with thousands of dollars, would you? We share one investing hack that can... more
Join us for this investigative deep dive into the state of public educator salaries in the US. Does it pay... more
If Katie could only recommend 3 books to the Rich Girl audience, which would she share? Katie and Henah talk... more
Live for free! Okay, maybe not free—but house-hacking, or buying a property that you plan to live in and rent... more
What is Money with Katie behind the scenes really like? We compiled all your submitted questions from Instagram, and Katie... more
“Sugar dating” is a resurgent phenomenon on social media right now, and rumors coming out of the dating app Tinder... more
Should you combine all your finances upon marriage? Is there a case for keeping them apart? We brought in the... more
Everyone says the first five years of your kid’s life will be the most expensive. But do things really get easier?... more
Rich Girl Allyson T. asks, "What effect does shopping small businesses have on our wallets? What about the small business... more
Today, we’re making the personal and professional case for some extended time off. Who needs a sabbatical, and most importantly,... more
Rich Girl Meredith asks, "I’m interested in taking the plunge and starting a side hustle, but it seems like there... more
2023 has been a year of soaring prices and rising inflation rates. In tough markets like today’s, fixed-income maturities can... more
I recently read an r/personalfinance post about someone's financial position: "I have $5,000 in a 401(k), about $10,000 in my... more
Rich Girl Laura V. asks, "How would you recommend strategically investing for retirement if you don’t have access to an... more
Women and men can have very different lived experiences when it comes to money. We talk through what some of... more
In 2021, high school boys on TikTok were pumping meme coins and discovering (then misapplying) the concept of exponential compounding.... more
After purchasing a home, listener Ryan says they now regret it and miss the cash cushion they used to have.... more
I invested in a startup for the first time as an angel investor, and, honestly, the process was…strange. While public... more
There's a lot of financial advice out there about what to do in your 20s—but what about your 30s? We... more
Today we're venturing into the world of taxable investing—aka flexible money you can access at any time. How do we... more
Would you rather owe the IRS come tax szn or get a fat refund? There are pros and cons to... more
Why does the wage gap persist, despite both legislation and a cultural shift that encourages women to participate in the... more
One aspiring Rich Girl asked what to keep in mind for long-distance moving—and since Katie and Henah both moved 1,000+... more
There are a few key phrases, online tools, and strategies that are key to unlocking this intentionally opaque industry—so we're... more
The moratorium on student loan payments will expire starting September 1st, but there's also a new program to be aware... more
Today's episode throws it back to a concept I first wrote about several years ago: The Hot Girl Hamster Wheel.... more
One reader notes: Back in the 80s and 90s, marketing reached us via malls and television. But today, it's as... more
We recently did a Rich Girl Roundup on how to talk money with aging parents, and the response for a... more
Got friends or family interested in investing but don't know where to start or are scared of the risk? Katie... more
The biggest money question we have is usually: How do I enjoy my life now and plan for enjoying it... more
You're out with friends and only order a $10 salad and water. Meanwhile, they each get expensive entrees and drinks.... more
The only thing worse than a post-pandemic rental market? A post-pandemic buyer’s market. I sat down with Zillow’s Head of... more
Does "ethical landlordship" exist, and if so, what does it look like? What are the bigger questions or factors at... more
If we have access to more convenience than ever before, why does life still feel so frenetic and busy? Achieving... more
Listener Jamie F. posed the question: "What is deservingness? How does the idea of having 'earned it' play into our... more
Ignore the advice to buy and hold at your own peril. This research-rich deep dive unpacks the ways in which... more
How do I transition my long-term brokerage account to a shorter-term savings goal, like a house? That’s the question we’re unpacking... more
One in six people globally is affected by infertility—and that means getting pregnant can be expensive. Today, we'll talk about... more
We spend nearly a third of our days at work, and our benefits there—like access to retirement accounts and time... more
Mr. Beast might make $50M a year...but how much does the average influencer earn? Which platform lends itself most readily... more
What even is a pension? How can it affect my savings goals for retirement? And is it really guaranteed? Welcome back... more
Yes, I did spend that much money on my dog, Georgia aka Beans. But before you jump to conclusions, it... more
To CD, or not to CD…that is the question Henah and I are breaking down this week. When yields are... more
As a society, we now pit "anti-work" against "grindset mentality"—but we might actually be in a stage of self-defeating overcorrections... more
One listener writes in that her retirement accounts haven't really grown over the past few years—so what's a Rich Girl... more
How can money make your life better? More fulfilling? Happier? To answer the question, I invited a very special guest on... more
Our episode on the myth self-made millionaires (linked below) stirred up quite the conversation online—Katie and Henah chat through a... more
Today, we're breaking down every. single. aspect. worth considering when you’re deciding between Traditional and Roth contributions in your 401(k),... more
Sometimes we all need a little nudge to make the best financial decisions for ourselves. In this week's episode, Henah... more
Rich Girl Taylor Kay Phillips is spilling all the tea on the Hollywood writers' strike—and giving us the inside scoop... more
Join us this week for a frank discussion about the things we wish we wouldn't have bought—and the stuff we... more
I’m so proud of the work the team did to develop and produce this episode. Typical personal finance advice works... more
What advice would we go back and tell ourselves in our early 20s, and how has our perspective on money... more
CARDS MENTIONED IN THIS EPISODE, IN ORDER: http://www.moneywithkatie.com/2023travel If you’ve ever wanted to take a more intentional approach to your credit... more
Whether you receive an inheritance or win the lottery, they can both be treated like receiving new income. Katie and... more
“Dude, why is being alive so expensive?”—an actual sentence I said aloud to Henah back in January when my dog... more
A listener asks, "How can I plan for my parents' later years in life, and how can I start that... more
When Amazon Prime dropped the LuLaRich documentary in 2021, it was one of the first times the population at large got to... more
Understanding credit can be tricky—but it's an invaluable part of our financial toolboxes since it affects our ability to buy... more
Bill Bengen, who established the 4% safe maximum withdrawal rate (the rule on which most of financial planning relies), is... more
Whether it's for tuition expenses or weekly allowances, Katie and Henah chat through short-, middle-, and long-term strategies on saving... more
“Luck” is where opportunity meets preparation, right? Fantastic financial outcomes are the culmination of a lot of factors coalescing in... more
One reader asks when is going to "off-brand" providers worth it (i.e., switching to Mint Mobile from a legacy provider,... more
In a hyper-individualistic culture, it can feel like all the important parts of your life are at odds with one... more
Katie's husband Thomas has been an active-duty US Air Force JAG since 2021, and we've received many questions over the... more
If you think you may be affected by a potential recession or upcoming layoff, we’re running through the best tips... more
It’s estimated that one in every four American 20-year-olds today will experience a disability before they turn 67, but a... more
Tackling finances with your partner can be tricky: What if one of you earns substantially more? What if you have... more
Retirement is a new concept in human history, but the way we fund retirement is even newer. After all, the... more
"What if my dream job isn't lucrative? Is it worth finding something better or is it more valuable to stick... more
Short-term capital gains? Qualified dividends? Tax loss harvesting? Strap in, people, we’re taking a cruise down the chocolate river of... more
Today's rental market is a bit...complicated to navigate. Will apartment prices go up or down? How can we find options... more
The number of young adults living at home crested at 52% in July 2020, the highest number ever recorded (the... more
We often hear about side hustles as a "necessary" thing, but are they really? Katie and Henah chat through how... more
One of the trickiest things about investing in retirement accounts is that by the time you know how much you... more
One reader asks: When is the cost of college worth it, given the high costs of tuition? Katie and Henah... more
It’s a bit of a trope that the millennial generation has had a rough go of it, economically. After experiencing the... more
"Work-life balance in your 20s is an easy way to guarantee a mediocre career." After seeing a tweet that made this... more
From a controversial billionaire’s new title to lawsuits and arrests galore, 2021’s “Golden Age of Grift” (as dubbed by Jack... more
Understanding the "points system" for credit card rewards can be confusing. But it doesn't have to be! Here's how Katie... more
Whether you’ve got access to an ESPP (Employee Stock Purchase Program) at work and aren’t sure if it’s worth your... more
When should I prioritize giving back alongside my long-term financial goals? Should I do lump sum or space it out... more
"Work-life balance in your 20s is an easy way to guarantee a mediocre career." After seeing a tweet that made this statement and... more