Intentionally Wealthy Podcast

Ready to take control of your finances and reach your goals? Click here to fill out our application form and book a free call with Mandyy, your soon-to-be trusted financial coach. Let's discuss your financial needs and how she can help you achieve financial success. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Take the first step to financial clarity with Mandyy's free spreadsheet. Know exactly how much you're spending each month, including those one-off and random expenses. Click here to get it for free.

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Take the first step to financial clarity with Mandyy's free spreadsheet. Know exactly how much you're spending each month, including those one-off and random expenses. Click here to get it for free.

Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Ready to take control of your finances and reach your goals? Click here to fill out our application form and book a free call with Mandyy, your soon-to-be trusted financial coach. Let's discuss your financial needs and how she can help you achieve financial success. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Take the first step to financial clarity with Mandyy's free spreadsheet. Know exactly how much you're spending each month, including those one-off and random expenses. Click here to get it for free.

Ready to take control of your finances and reach your goals? Click here to fill out our application form and book a free call with Mandyy, your soon-to-be trusted financial coach. Let's discuss your financial needs and how she can help you achieve financial success. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Bookkeeping Implementation Bootcamp - This program is perfect for busy entrepreneurs who find it hard to prioritize their bookkeeping. Join us once a month for a Zoom co-working call and work on your bookkeeping alongside like-minded individuals. Having it in your schedule ahead of time ensures you'll show up and stay on top of your finances. Cash Flow Continuation - This is a program for my past clients. Life can get busy, and it's easy to stop actively working on your money. But with this program, you'll have ongoing support and accountability to keep your healthy money habits in check. Don't let your hard work go to waste – join us and stay on top of your cash flow. Other Podcast Episode Mentioned: #44 - Breaking Free from the Limiting Belief of Not Being Responsible with Money

In this episode Mandyy talks about how we haven't been taught to spend and what skills we need to have, as well as incorporating the opportunity cost of spending/life decisions. Ready to take control of your finances and reach your goals? Click here to fill out our application form and book a free call with Mandyy, your soon-to-be trusted financial coach. Let's discuss your financial needs and how she can help you achieve financial success. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Take the first step to financial clarity with Mandyy's free spreadsheet. Know exactly how much you're spending each month, including those one-off and random expenses. Click here to get it for free.

In this episode Mandyy talks about how much time to plan for to spend on managing your money. Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about underlying factors that are often overlooked, as to why it’s hard to save money. Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about what she learned from the book The Power of One from Ed Mylett and about becoming aware of the most common emotions you feel on a daily basis. And then intentionally deciding what emotions do you want to feel consistently in your life, to not only achieve your financial and life goals but to also do it while feeling the way you want to feel. She mentioned this podcast episode to help you dive deeper into your emotions & how it affects your spending: #24 - Why You Struggle with Emotional Spending Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one-off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about what she would do right now if her finances felt tight. She dives into that she would first focus on increasing her income and how she would go about doing it strategically. She also shares that she would work on her money programming to help her make more money. She mentioned 2 places to look at for affordable courses for increasing your skills:Coursera Udemy Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about the 2 aspects of not feeling responsible with your money: the tangible/strategy aspect and your money programming. Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about the 7 obstacles that will sabotage your financial goals: Creating a budget that’s so tight, that it’s completely unrealistic. Financial avoidance  Impulse or emotional spending (the average person spends $450 a month on emotional and impulse expenses. $450 a month is $5400 a year which over half of the goal of savings or paying off $8k of debt. Diving into what’s really at the bottom of emotional spending, is something you’re going to want to do then. And I recommend checking out episode 24 - Why You Struggle with Emotional Spending As you make progress, tell yourself you deserve something and buy something that sets you back again financially and you use the excuse, but “I deserve it!” You don’t track your progresst. Not having accountability. Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one-off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about: how to be bougie about the things that matter in your life, and how to be frugal about the things that don’t matter as much so you can put more towards what really matters to you! She also talks about specific ways that she saves money to spend more on what she cares the most about. Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about 5 different side hustles she recommends to earn extra money. She also gives in depth information about how to get started with these side hustles and actually making money with them. Virtual Assistant - Here is the course she recommends to take to learn how to be a VA and also how to market yourself and get clients. Bookkeeper - Here is the course that Mandyy recommends to take to learn the skills of bookkeeping and also how to market yourself and get clients. Podcast Editor/Producer Tutoring Pet Sitting/Dog Walking - can use www.rover.com to get started Side Hustles to Increase Your Income Blog Post Other Podcast Episodes Mandyy References in This Episode: #12 - I’m Bad with Numbers So I Can’t Manage My Money Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! Click here to get it for free.

In this episode Mandyy talks about the differences between passive and active learning & how it’s affecting your money. She also shares 9 examples of what passive learning would be in relation to money and 198 things that are active actions when it comes to money. Other Podcast Episodes Mandyy References in This Episode: #35 - How to Test Out Financial Decisions Before Making Them #4 - Tracking Your Money is Keeping You Stuck Mandyy’s Health Instagram @mandyythomas  Side Hustles to Increase Your Income Blog Post Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! Click here to get it for free.

In this episode Mandyy talks about how to catch up if you’re behind on having money invested for retirement. Start by figuring out what you need for a nest egg. Figure out the difference of what you have invested now, what you need and what that difference is. Use an investment calculator (such as: www.getsmarteraboutmoney.ca to calculate what your monthly contributions would need to be to reach your nest egg). Get a handle on your money right now & automate as much as possible. Reduce expenses Increase income (Mandyy gives ideas for this in the episode) Work through limiting beliefs and money wounds that are holding you back from making more money. Don’t Go Broke Buying a Home Mini-Course Don’t Go Broke Buying a Vehicle Mini-Course Other Podcast Episodes Mandyy References in This Episode: #37 - Order of Financial Operations/Priorities #4 - Tracking Your Money is Keeping You Stuck #23 - How’s Your Family Money Paradigm Affecting You? #25 - Worthiness Wealth Wounds Side Hustles to Increase Your Income - Blog Post Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares about why and how to switch to a no-fee bank and walks you through the common hangups to actually switching. She also talks about when it might not be the right time to switch to a no-fee bank as well. If you want to switch to Simplii Financial, click here and use my link to earn $50-$250 from opening your account! Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares about how to figure out what order to work through on attending to your financial needs and priorities and all the areas of where your money can towards and when to put money towards specific priorities. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares about how to prioritize seasons of life & why you want to and how doing this will help you to achieve your goals faster and to feel more ease, freedom and joy along your journey. When you prioritize seasons of life it helps you to feel more motivated and committed to your journey. She also gives specific examples of what different seasons can look like for you, to make it easier to apply this to your own life. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares about how to test out your financial decisions before you make them and gives different examples to know how you can do this in your life and why you would want to do this. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares all about making her longest standing dream come true, buying a horse trailer and paying cash for it! She also shares things to keep in mind when it comes to buying things you’ve wanted since childhood and childhood wounds and how that affects the process, as well as very important factors to take into account when making large financial purchases! Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares different perspectives that can help you to stay motivated for your goals and dreams that feel far off, so you can actually turn them into reality! Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares 5 reasons why it’s easier to pay off debt that to build an emergency fund, so you can have the awareness that is needed to be able to build a 3-6 month emergency fund! Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares her opinion on this age old question! Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares 27 financial goals you can set, that will help you to achieve your bigger financial goals. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares insight into how to check in with your money mid year and get back on track for achieving your financial goals! Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Episode Summary: Check in with where you’re at in relation to your goals you set at the beginning of the year, if you’ve had some big changes, then change your goals too, but do still have goals you’re working towards for your finances Figure out what’s stopped you from achieving them, be honest with yourself. The more self aware you are, the more successful you will be Reverse engineer your map of how you’re going to achieve it. How much money a month needs to go to those goals, etc. If your goal was to pay off $15k of debt this year and you’re at $6k, you have $9,000 left. There’s six months left of the year, so that would be $1500 a month you’d want to put towards your debt for the rest of the year. Break down your goals - what are the little stepping stones that will ultimately lead to you achieving your goals. And focus on doing the little things, because that’s what allows you to achieve your bigger goals Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares insight into how to manage your money during a life transition. You might have increased expenses and lower income and it can be really tough to manage your money really well during emotional times. She shares tips on how to do this! Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares insight into how to spring/summer prep your money! In this episode she also mentioned listening to episode: #3: My One Big Tip for 2021 to Get Ahead Financially #13: 9 Tips to Save Hundreds a Month on Groceries Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy shares 7 tips for budgeting with a variable income. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free.

In this episode Mandyy talks about how our wounds we have around worthiness from childhood cause us to underearn, overspend, feel uncomfortable about asking for more and from living up to our true potential. The doors are open for this round of Unf*ck Your Money! It’s my 12-week group coaching program that helps you to stop sabotaging your progress so you can finally feel safe, secure and financially independent. If you’re sick of: Learning the tangible steps of how to get ahead with money but never following through Realizing your own bullsh*t is the thing stopping you but you’re not sure how to breath the cycle Knowing you have shit to work through with your money mindset but stuck on the next steps, then Unf*ck Your Money is for you. This program only runs 2x a year and it is by application process to make sure you’re a great fit for it, so if what I’ve been sharing about it is resonating with you, I encourage you to apply to talk with me about it. If you’re struggling with implementing a financial plan, if you have a lot of feelings of scarcity, shame and anxiety about money and you’re ready to feel financially liberated and feel really good about money, I’d love for you to apply for Unf*ck Your Money so we can process the deep unconscious things that are holding you back. Here’s where you can read more about it, and here is where you can apply for Unf*ck Your Money. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

In this episode Mandyy talks about some of the reasons why we emotionally spend. Some of the reasons we emotionally spend are: An internal need that is not being met Rebellion to feeling like we are being “parented” in our relationship Feeling like “I deserve it” Seeing a parent or caregiver growing up who was told no or shamed for spending by another parent Feelings of scarcity Feeling like your own cup isn’t being filled, that you’re not appreciated or valued The doors are open for this round of Unf*ck Your Money! It’s my 12-week group coaching program that helps you to stop sabotaging your progress so you can finally feel safe, secure and financially independent. If you’re sick of: Learning the tangible steps of how to get ahead with money but never following through Realizing your own bullsh*t is the thing stopping you but you’re not sure how to breath the cycle Knowing you have shit to work through with your money mindset but stuck on the next steps, then Unf*ck Your Money is for you. This program only runs 2x a year and it is by application process to make sure you’re a great fit for it, so if what I’ve been sharing about it is resonating with you, I encourage you to apply to talk with me about it. If you’re struggling with implementing a financial plan, if you have a lot of feelings of scarcity, shame and anxiety about money and you’re ready to feel financially liberated and feel really good about money, I’d love for you to apply for Unf*ck Your Money so we can process the deep unconscious things that are holding you back. Here’s where you can read more about it, and here is where you can apply for Unf*ck Your Money. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

In this episode Mandyy talks about your family money paradigm.  Your family money paradigm is how your environment was growing up around money, how money was talked about or not talked about, the phrases you heard, how you felt about money, how you perceived it, the perception of people who did have money, the emotions involved and how money was handled. It stems mostly from your parents or your primary caregivers but can involve other people you were close with or in contact with often. Your Family Money Paradigm is one of the most powerful & long lasting things that is holding you back financially. Because it’s affecting your behaviours unconsciously, meaning you’re not really aware of these thoughts, feelings and beliefs learned in childhood, how they are still playing out in your money every single day. There are 2 vows that will typically play out in our life, the vow of loyalty as well as the vow of rebellion. These create conflict with how we manage, spend, save and earn our money. When we haven’t processed our family money paradigm, how it plays out is that: You limit yourself, you play small, you pull back, you work so hard for your money. Or you expand how hard you work for it to match your family paradigm as an unconscious show of loyalty to your family. You may have an unconscious vow to never surpass them - to never outdo, stand out, be better than and outshine your tribe. The doors are open for this round of Unf*ck Your Money! It’s my 12-week group coaching program that helps you to stop sabotaging your progress so you can finally feel safe, secure and financially independent. If you’re sick of: Learning the tangible steps of how to get ahead with money but never following through Realizing your own bullsh*t is the thing stopping you but you’re not sure how to breath the cycle Knowing you have shit to work through with your money mindset but stuck on the next steps, then Unf*ck Your Money is for you. This program only runs 2x a year and it is by application process to make sure you’re a great fit for it, so if what I’ve been sharing about it is resonating with you, I encourage you to apply to talk with me about it. If you’re struggling with implementing a financial plan, if you have a lot of feelings of scarcity, shame and anxiety about money and you’re ready to feel financially liberated and feel really good about money, I’d love for you to apply for Unf*ck Your Money so we can process the deep unconscious things that are holding you back. Here’s where you can read more about it, and here is where you can apply for Unf*ck Your Money. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

In this episode Mandyy talks about financial trauma. Trauma (in general) is any event that, when it happened and was completed, it left you less resourceful. And ever since that time, you trust yourself less, you trust the world less, you trust your instincts less, you feel less confident, you love yourself less. It leaves you, weakened. A financial trauma acts like a dark cloud over your head that forever and very specifically affects the way you approach particular events or situations. A financial trauma will specifically affect how you deal with, manage, make and feel about your money. The defining sign of a financial trauma is that when you look at your debts and/or savings account, you start thinking about a particular event or a decision or something that happened - which you can point to and say: “If that hadn't happened, I would be so much further ahead.My savings and/or debts would look completely different. I would be so much better off.” Or “my finances would be so much better had I not done that or listened to them/him/her.  “Ever since that day, event or situation, I trust myself /other people /the world/God... less.” You can see the impact of that past event, decision, situation still reflected in your finances today and directly connect the two. The doors are open for officially open for this round of Unf*ck Your Money! It’s my 12-week group coaching program that helps you to stop sabotaging your progress so you can finally feel safe, secure and financially independent. If you’re sick of: Learning the tangible steps of how to get ahead with money but never following through Realizing your own bullsh*t is the thing stopping you but you’re not sure how to breath the cycle Knowing you have shit to work through with your money mindset but stuck on the next steps, then Unf*ck Your Money is for you. This program only runs 2x a year and it is by application process to make sure you’re a great fit for it, so if what I’ve been sharing about it is resonating with you, I encourage you to apply to talk with me about it. If you’re struggling with implementing a financial plan, if you have a lot of feelings of scarcity, shame and anxiety about money and you’re ready to feel financially liberated and feel really good about money, I’d love for you to apply for Unf*ck Your Money so we can process the deep unconscious things that are holding you back. Here’s where you can read more about it, and here is where you can apply for Unf*ck Your Money. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

In this episode Mandyy talks about toxic positivity and how trying to be positive, happy and grateful all the time is actually making you feel worse and reducing your mental, emotional and financial health. She talks about what constitutes as toxic positivity and why it is so important to actually feel your feelings and how that affects your money. She shares more about one of the modalities that she uses with her clients inside of Unf*ck Your Money, called tapping (Emotional Freedom Technique - EFT) and how she uses it with her clients to help process their negative feelings. The doors are open for officially open for this round of Unf*ck Your Money! If you’re struggling with implementing a financial plan, if you have a lot of feelings of scarcity, shame and anxiety about money and you’re ready to feel financially liberated and feel really good about money, I’d love for you to apply for Unf*ck Your Money so we can process the deep unconscious things that are holding you back. Here’s where you can read more about it, and here is where you can apply for Unf*ck Your Money. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

In this episode Mandyy talks about how much it’s really costing us, by not negotiating our salaries and the true underlying reasons of why we don’t. Most of the time it comes down to worthiness wounds from childhood especially, that we aren’t consciously aware of and that haven’t been processed. She also talks about how imposter syndrome fits into this and what we don’t realize is connected to feelings of imposed syndrome. She also shares about other things you can negotiate that you don’t commonly think of such as:  Signing bonus Moving costs Number of vacation days you get Flexible work hours A higher commission rate (in sales) How much a company will match for retirement savings Working from home Health coverages Stock options Professional and personal development A better job title Childcare expenses Reimbursement for some of your personal expenses that you may use for work such as cell phone, fuel, meals, etc.  The doors are open for officially open for this round of Unf*ck Your Money! If you’re struggling with implementing a financial plan, if you have a lot of feelings of scarcity, shame and anxiety about money and you’re ready to feel financially liberated and feel really good about money, I’d love for you to apply for Unf*ck Your Money so we can process the deep unconscious things that are holding you back. Here’s where you can read more about it, and here is where you can apply for Unf*ck Your Money. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

In this episode Mandyy talks about why we resist setting income goals and in turn, holding us back from making more money. Setting income goals is often very triggering, so I break down what’s actually underneath us feeling triggered. Some of the reasons why we resist setting income goals: Fear of not achieving our goals and the disappointment that comes with it, which is really summed up as the fear of failure Fear of committing to that goal and following through with achieving it Not feeling worthy of making more money Our family money paradigm - there’s a ton to dive into and process here when it comes to our family and our belief of making more money Not knowing how we are actually going to do it The doors are open for officially open for this round of Unf*ck Your Money! If you’re struggling with implementing a financial plan, if you have a lot of feelings of scarcity, shame and anxiety about money and you’re ready to feel financially liberated and feel really good about money, I’d love for you to apply for Unf*ck Your Money so we can process the deep unconscious things that are holding you back. Here’s where you can read more about it, and here is where you can apply for Unf*ck Your Money. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco

In this episode Mandyy talks about why we experience sabotage and the 9 different ways we act out sabotage our money: Overwhelm Avoidance Ego Thinking what you’re going through is too unique for others to help you Perfection Comparison No Time Inaction Resistance She also gives examples of how these can look in your life, so you can start to really recognize them and catch yourself sooner when you’re experiencing sabotage. If you’re struggling with implementing a financial plan, if you have a lot of feelings of scarcity, shame and anxiety about money and you’re ready to feel financially liberated and feel really good about money, I’d love for you to apply for Unf*ck Your Money so we can process the deep unconscious things that are holding you back. Here’s where you can read more about it, and here is where you can apply for Unf*ck Your Money. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Mandyy Thomas is an expert holistic financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt.  Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about: the 7 different types of money: Savings Investments Debt Income Income Goals Toxic Money Taxes And each of the 7 types of money has 3 distinct aspects: Thoughts - Each type of money has its own programmed belief or habitual self-talk – the thing that you say over and over and over to yourself. Feelings - It also has a particular emotion that runs through your nervous system Connected traumas If you’re struggling with implementing a financial plan, if you have a lot of feelings of scarcity, shame and anxiety about money and you’re ready to feel financially liberated and feel really good about money, I’d love for you to apply for Unf*ck Your Money so we can process the deep unconscious things that are holding you back. Here’s where you can read more about it, and here is where you can apply for Unf*ck Your Money. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. If you subscribe to the podcast and leave a rating & review, screenshot an episode and post it on your Instagram Stories and tag Mandyy in it (@intentionallywealthyco) she will send you the Hack Your Expenses guide for free! (This e-book sells for $40 regularly). Mandyy Thomas is an expert holistic financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about: a trend she’s seen during the pandemic and that’s a lot more unintentional spending (especially online) due to boredom, lack of connection and lack of excitement and adventure. Here are the journaling prompts she suggests, to help you get at why you’re really struggling with spending that isn’t in alignment or that you later regret. What feelings am I trying to avoid? Or trying to numb? What do I feel like I’m lacking in my life? Is there an area of my life that feels unfilled? The thoughts or feelings that I’m not saying out loud are: What events, experiences or traumatic events have I had in my life, that I might have processed or healed? When I am feeling that my needs are not being met, I can do these self-care things instead to fill the void that I feel needs to be filled And this question will be helpful to help you to come up with ways to feel more connected and less lonely. How can you feel more connected with others? What can you do in your downtime instead to feel more excited, stimulated, fulfilled and adventurous: Playing board games Read a book Do a declutter, sell stuff on Facebook marketplace Learn how to do your makeup via YouTube videos Geocaching (I LOVE doing this!!!) I use the "geocaching app" Go for a walk/hike/bike ride Go to the park, go to the dog park Rollerblading Attend a fitness class (try something new you haven't before) Spa day at home Virtual reality or gaming, Wii Outdoor tennis, badminton, volleyball Backyard sports Challenge friends or family to a walking or jogging challenge Scrapbooking Paint pouring Hula hooping Try your Pinterest recipes Meditate or do hypnosis Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt.  Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about: the true underlying struggles that cause high income earners to not be making the financial progress they want to. Listen to this episode if you want to learn how to put your good income to higher use and to increase your net worth and feel like you’re doing more with your money! Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about: what a financial coach actually is and does and how they can help you as well as the commonly asked questions she receives about financial coaching such as: How a financial coach is different from a financial advisor and accountant How she actually helps her clients How some works with her when they feel they don’t have enough money to pay for coaching, etc   Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy shares 9 tips for saving hundreds of dollars a month on groceries. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about: what’s really underneath of thinking you’re bad with numbers, how to re-frame that and what it means for you financially. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching and to apply for her signature program Cash Flow Confidence. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. Curious how a financial coach manages her money? Click here to read step by step, how Mandyy manages her personal finances! Check out the no-fee bank account Mandyy’s recommends here (for Canadians). Check your credit score for free in Canada here. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about how to strategically decided what to do with extra money, put it to debt? Savings? Investments? She walks you through exactly how to put this money to its highest use! Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. If you subscribe to the podcast and leave a rating & review, screenshot an episode and post it on your Instagram Stories and tag Mandyy in it (@intentionallywealthyco) she will send you the Hack Your Expenses guide for free! (This e-book sells for $40 regularly). Curious how a financial coach manages her money? Click here to read step by step, how Mandyy manages her personal finances! Check out the no-fee bank account Mandyy’s recommends here (for Canadians). Check your credit score for free in Canada here. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about how the different ways comparison is keeping you broke and the things to take into account, when comparing where you’re at financially, to other people. Ready to have a custom plan made for you and the accountability you need to increase your savings and really get ahead financially? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. If you subscribe to the podcast and leave a rating & review, screenshot an episode and post it on your Instagram Stories and tag Mandyy in it (@intentionallywealthyco) she will send you the Hack Your Expenses guide for free! (This e-book sells for $40 regularly). Curious how a financial coach manages her money? Click here to read step by step, how Mandyy manages her personal finances! Check out the no-fee bank account Mandyy’s recommends here (for Canadians). Check your credit score for free in Canada here. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about 6 steps to paying off your debt. Ready to have a custom plan made for you and the accountability you need to pay off your debt? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. If you subscribe to the podcast and leave a rating & review, screenshot an episode and post it on your Instagram Stories and tag Mandyy in it (@intentionallywealthyco) she will send you the Hack Your Expenses guide for free! (This e-book sells for $40 regularly). Curious how a financial coach manages her money? Click here to read step by step, how Mandyy manages her personal finances! Check out the no-fee bank account Mandyy’s recommends here (for Canadians). Check your credit score for free in Canada here. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about a big missing piece of money that hardly anyone is talking about. She talks about 4 ways that timing affects your money and gives you exact tangible steps to take to optimize the timing of your money! Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. If you subscribe to the podcast and leave a rating & review, screenshot an episode and post it on your Instagram Stories and tag Mandyy in it (@intentionallywealthyco) she will send you the Hack Your Expenses guide for free! (This e-book sells for $40 regularly). Curious how a financial coach manages her money? Click here to read step by step, how Mandyy manages her personal finances! Check out the no-fee bank account Mandyy’s recommends here (for Canadians). Check your credit score for free in Canada here. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about all things credit! Check your credit score for free in Canada here. Did you know, over the course of a lifetime, someone with poor credit versus someone with excellent, credit can be the difference of $200,000?!? That’s why it’s so important to dive into really learning about and optimizing how you manage your money and what your credit is. The 5 Things that Make Up Your Credit Score: ● Your payment history ● The amounts you owe ● Length of credit history ● Types of credit (ex: credit cards, line of credit, mortgage, car loan, student loans, etc) ● And new credit Common Reasons Your Credit Score Can Drop: It’s normal for credit to fluctuate around 30 points, for no real reason at all. But some of the reasons that can cause it to drop are:  ● Your credit to debt ratio has increased  ● Missed or late payment  ● Someone taking credit out in your name, fraud  ● Believe it or not, actually paying off a debt Ready to learn more about credit from Mandyy so you can save thousands & thousands each year instead of paying it to lenders!?! Click here to join the Credit Crash Course Masterclass on Feb 15th, 2021. This masterclass will be taught live but if you can’t make it, not a problem! You’ll receive the replay to watch. Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. If you subscribe to the podcast and leave a rating & review, screenshot an episode and post it on your Instagram Stories and tag Mandyy in it (@mandyythomas) she will send you the Hack Your Expenses guide for free! (This e-book sells for $40 regularly). Curious how a financial coach manages her money? Click here to read step by step, how Mandyy manages her personal finances! Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt. Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about 8 tips for winning with credit cards! Ready to learn more about credit from Mandyy so you can save thousands & thousands each year instead of paying it to lenders!?! Click here to join the Credit Crash Course Masterclass on Feb 15th, 2021. This masterclass will be taught live but if you can’t make it, not a problem! You’ll receive the replay to watch. Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. If you subscribe to the podcast and leave a rating & review, screenshot an episode and post it on your Instagram Stories and tag Mandyy in it (@mandyythomas) she will send you the Hack Your Expenses guide for free! (This e-book sells for $40 regularly). Curious how a financial coach manages her money? Click here to read step by step, how Mandyy manages her personal finances! Check out the no-fee bank account Mandyy’s recommends here (for Canadians). Check your credit score for free in Canada here. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt.  Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy talks about: How to set goals that you’ll actually hit this year by breaking them down and making them specific. She walks you through then taking your one bigger financial goal and breaking it down into smaller goals that will support you achieving your larger goal. (she gives you ten examples of ideas of “smaller” financial support goals). Mandyy helps you to identify the feeling that achieving your goal is going to bring you. She talks about how our life works in seasons and walks you through the psychology of the type of season you’re in when working towards achieving a bigger financial goal. Mandyy helps you to identify the obstacles that might appear and could cause you to not achieve your goal. It is so important to identify potential obstacles before they arrive, so you are prepared to handle them. Knowing how you personally sabotage or may sabotage your goals is one of the missing pieces in setting goals. Mandyy goes into depth with how you might sabotage your goals and what to be aware of as you are setting them. Mandyy shares some of her 2021 goals! Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Want Mandyy’s free spreadsheet that helps you to *actually* know how much your monthly expenses are? (because I bet you’re forgetting to include your one off & random expenses! This spreadsheet will help you to get those numbers in there so you have transparency with where you’re really at financially!). Click here to get it for free. If you subscribe to the podcast and leave a rating & review, screenshot an episode and post it on your Instagram Stories and tag Mandyy in it (@mandyythomas) she will send you the Hack Your Expenses guide for free! (This e-book sells for $40 regularly). Curious how a financial coach manages her money? Click here to read step by step, how Mandyy manages her personal finances! Check out the no-fee bank account Mandyy’s recommends here (for Canadians). Check your credit score for free in Canada here. Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt.  Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money.

In this episode Mandyy shares her opinion on how tracking your expenses can actually be keeping you stuck. She also shares why she doesn’t use or recommend any apps for budgeting or managing your money. She shares what she recommends to do instead, so you’re way more successful with planning your money! Ready to take your finances to the next level? Click here to fill out an application form and book in for a free call with Mandyy to chat further about financial coaching. Make sure to follow Mandyy on Instagram at: @intentionallywealthyco Mandyy Thomas is an expert financial coach and speaker and the founder of Intentionally Wealthy Coaching. She saved $250,000 by age 26 and she’s helped her clients to pay off over a million dollars in debt.  Mandyy helps people who make good money but feel like they’re living paycheck to paycheck, to pay off debt, massively build their savings and reduce their financial stress. She also helps service based entrepreneurs and coaches set up a strong financial foundation by knowing how to save for taxes, pay themselves personally and continue to grow their business to greater profitability. Mandyy marries the strategy and tangibles with deep money healing processes, enabling her clients to feel more financially safe & secure by keeping more of their hard earned money. This podcast helps you learn how to pay off your debt, skyrocket your savings, pay for big items in cash and reduce your financial stress, so you can enjoy your money and your life more. It also shares business finances for entrepreneurs, how to manage their cash flow to save for taxes, pay themselves personally and continue to invest in their business as they scale it to greater profits.