Wealth Wisdom Financial Podcast

Are your tax deductions putting your business at risk? Meet Toni, a wedding photographer who nearly lost everything over $12,000 in questionable deductions that triggered an IRS audit.

In this episode, we unpack the most common tax mistakes small business owners make and how to avoid them. You'll discover:

• Three legitimate deductions many business owners miss completely
• The dangerous deductions that put Toni in the IRS crossha...

Are you making these common tax mistakes in your small business? Most owners making under $1M are either overpaying in taxes or putting themselves at risk with the IRS - and they don't even know it.

In this episode, we unpack three key tax strategies specifically designed for businesses with under $1M in gross revenue. You'll discover:

• Why playing "small" to save on taxes might be costing you big opportunities
• The three ta...

Could your business survive losing a key team member tomorrow? Most can't - but there's a solution that too few business owners know about.

In this episode, we're tackling a critical but often overlooked strategy that could save your business in a crisis (or in the dreaded “I quit effective immediately” situation). Plus, we'll show you how protecting your key people isn't just about avoiding disaster - it's about building stronger ...

Want to offer better employee benefits but think your small business can't afford it? Think again!

This episode breaks down creative ways to provide meaningful benefits that can help you attract and retain top talent - without breaking the bank. We'll show you how small businesses can actually have an advantage over big corporations when it comes to flexible benefits.

Key Quote: "Building a strong benefits package isn't about match...

Wondering if real estate notes might be a smarter investment than managing rental properties?

In this interview, we dive deep with Kevin from Pine Financial Group, who's managed over $1 billion in real estate deals. He shares why some investors are choosing debt over property ownership, and how this strategy could protect your wealth in uncertain times.

Key Quote: "Real estate debt is the only true passive investment in real estate...

Do you think building a great company culture means having a massive budget for fancy perks? Think again!

This episode shatters the myth that meaningful company culture is only for big corporations. We explore how small businesses can create thriving workplace environments. These strategies attract and retain top talent—without breaking the bank.

Key Quote: "How we treat our team is how our team will treat our customers."

What You'...

Thinking about hiring your first employee but worried whether your business can really afford it?

We've got you covered! In this episode, we talk about what really matters before you hire - getting your money in order. While lots of experts focus on finding the right person, we'll show you why having strong business finances is just as important as picking the perfect candidate.

Key Quote: "It...

Ever feel like your business goals are more like wishful thinking than an actual plan? You're not alone. Many entrepreneurs struggle with conventional goal-setting approaches. Conventional goal-setting doesn't account for the dynamic nature of business.

In this episode, we share a revolutionary framework for setting business goals that actually work. Our MTO approach helps you stay motivated and growing. T...

Ever feel like success is draining your bank account? You're not alone. Many business owners discover that growing revenue doesn't automatically mean better cash flow.

In this episode, we reveal the 5 most common cash flow surprises that blindside business owners. More importantly, we share how to handle them like a pro. You'll learn:

• How to navigate seasonal ups and downs without stress
• Why growth can actually create cash flo...

Ever feel like your business systems aren't keeping up with your growth? Many entrepreneurs hit a ceiling not because of their products or market. They plateau because their financial systems can't scale.

In this episode, we reveal 3 critical financial systems. These systems separate 6-figure businesses from 7-figure empires. You'll discover:

• How to structure powerful twice-monthly money meetings that actually save you time
• Th...

Do you keep making budgets that never work in real life? Like many business owners, you might find that old-school budgeting just doesn't fit how you run your business.

In this episode, we share simple ways to make your budget work better for you. You'll learn:

• How to think of your budget more like a GPS that helps you, not a strict diet that makes you feel bad
• Ways to make smart money choices without guilt when things change
• ...

Ever feel overwhelmed by traditional New Year's resolutions? What if there was a simpler way to shape your 2025? Could you start by focusing on how you want to feel rather than just what you want to achieve?

This special New Year's episode explores a refreshing approach to planning your year. It's the perfect episode to listen to while reflecting on your hopes for 2025.

Key Quote: "Before you plan what you'll do, decide how you'll ...

Do you ever wonder if you're learning from your experiences or just living them? Want a simple way to extract wisdom from your year? Want to review without getting lost in complicated reflection exercises?

This is a quick but powerful episode. Discover a clever exercise transforming how successful entrepreneurs review their years for nearly two decades. Listen while enjoying that holiday beverage or steali...

Ever find yourself panic-purchasing business tools at 2 AM during the holiday season? Or maybe you're wondering if that end-of-year equipment purchase is really about growth – or just about taxes? In this episode, we dive deep into the psychology behind those year-end money decisions that can make (or break) your business's financial future.

Key Quote: "Sometimes the most powerful move is deciding not to spend, even when it feels l...

Ever wonder why some people attract financial abundance while others stay stuck in scarcity? Even with similar incomes? In this episode, we dive deep into the psychology behind your relationship with money. Join us to explore how to transform your mindset from scarcity to abundance as we head into 2025.

Key Quote: "Money is important - but it's important in the same way oxygen is important. You need it to live, but having more oxyg...

Ever look at your business bank account and feel successful? Then, you glance at your personal accounts and wonder where all the money went? You're not alone.

Join us as we explore the hidden disconnect between revenue and wealth. The Revenue-Wealth Gap trips up even the most successful entrepreneurs.

Discover why making more money isn't the answer (and what actually is), plus:

• Why traditional investment advice often fails bus...

Discover why focusing solely on your business could put your personal financial security at risk—and learn the strategy that keeps you financially safe, whether your business thrives or not.

In this episode, we reveal:

• The #1 reason businesses fail (hint: it’s not a lack of passion or a bad product).
• Why your business shouldn’t be your only retirement plan.
• The power of margins in life and business—how to create space for fi...

Discover why 45% of businesses fail in the first 5 years (hint: it's not about your product or service) and learn the revolutionary system that's helping entrepreneurs break free from the feast-or-famine cycle.

In this episode, we reveal:

• Why traditional budgeting is setting you up for failure
• A counterintuitive approach that makes profit inevitable, not optional
• The simple 5-account system that eliminates financial anxiety
• Ou...

Ever wonder if your business is truly aligned with your life's calling? What if your entrepreneurial journey was more than just making money? What if your business fulfilled your destiny?

In this episode we're diving deep into the secret sauce of your "financial DNA" - that perfect blend of your life's purpose, your money story, and your path to profitability. Spoiler alert: it's about way more than just cashing those checks.

Now, ...